Services Tailored For Teachers Working Abroad

We understand the unique challenges international teachers face when it comes to saving for retirement. Without access to a traditional workplace pension, it’s extremely prudent to have a structured and disciplined plan in place.

Our tailored international retirement savings plans replicate the benefits of a workplace pension while offering the flexibility needed for a globally mobile career. Designed specifically for expat teachers, these multi-currency policies move with you, ensuring you don’t end up with multiple savings accounts spread across different countries. 

With our expert guidance, you can enjoy peace of mind, knowing that wherever your career takes you, your retirement savings remain on track.

For UK teachers working abroad, managing an existing UK pension or personal pension can be challenging. At Teacher Pensions, we specialise in transferring UK pensions into an International Self-Invested Personal Pension (SIPP)—a flexible and tax-efficient solution designed for expats. 

An International SIPP allows you to consolidate your UK pensions, gain greater control over your investments, and avoid potential restrictions that come with leaving a pension in the UK while living overseas. 

Key benefits include multi-currency options, wider investment choices, and the ability to efficiently manage your retirement savings from anywhere in the world. With our expert advice, you can ensure your pension works for you—no matter where your teaching career takes you.

For expat teachers looking to maximize their savings and investment potential, offshore lump sum investment policies provide a powerful, tax-efficient solution. 

Many of these policies are domiciled in offshore jurisdictions, allowing for tax-free growth, enhanced flexibility, and access to a wide range of global investment opportunities across virtually any asset class or sector. 

With multi-currency options and the ability to relocate with you as you move between countries, these investments are designed for the globally mobile teacher. 

Additionally, offshore investment policies can be structured within beneficiary trusts, ensuring that your wealth is protected and can be passed on to loved ones in a tax-efficient manner. With expert guidance from Teacher Pensions, you can take full advantage of these secure, internationally portable investment solutions to grow and safeguard your financial future.

 We offer free, no-obligation pension reviews for international teachers, regardless of nationality or where they are currently working. 

Many teachers are unsure about their existing pension provisions or whether they have adequate savings in place for a secure retirement. Our comprehensive review service assesses your current pensions, identifies any gaps, and explores the best options available to help you build a structured retirement plan. 

Whether you have an existing pension that may need consolidation, transferring, or optimising, or you are starting from scratch, our expert advisers will provide clear, regulated advice tailored to your unique situation. 

A pension review ensures you are maximizing your retirement savings, taking advantage of tax-efficient options, and making informed decisions about your financial future—giving you peace of mind and long-term security.

As an international teacher, investing in property can be a smart way to build long-term financial security, but securing funding while living abroad can be challenging. 

At Teacher Pensions, we help expat teachers access mortgage and financing solutions to purchase property—whether in their home country or in most countries worldwide. No matter where you’re currently working, we can assist you in diversifying your investments by adding property to your portfolio, providing a stable asset for the future. 

Whether you're looking for a buy-to-let investment, a retirement home, or a property for family use, our expert advisers will guide you through the process and help secure the best possible terms. Investing in real estate while teaching overseas ensures greater financial stability, passive income potential, and a solid foundation for your long-term future.

As an expat teacher, securing international life cover is essential to ensuring your loved ones are financially protected should the unexpected happen. 

Without the safety net of employer-provided insurance in many international roles, having a comprehensive life insurance policy in place provides peace of mind—especially if you have dependents, a mortgage, or financial commitments. International life cover is designed to move with you, offering global protectionno matter where your teaching career takes you. 

Policies can be tailored to cover outstanding debts, provide an income for your family, or safeguard your children's future education. 

At Teacher Pensions, we help educators find flexible, tax-efficient life insurance solutions, ensuring you and your loved ones are protected—wherever in the world you may be.